You get a call from an unknown number. You ignore it. But they call again, and again, and again, and sometimes they leave you a silent voicemail. Spooked, you google the phone number. There are several reports saying the callers are credit card scammers, but there are also comments saying that the callers really are your credit card company.
Unsure, you decide to check your credit card statement online. You see strange charges: a subscription to a Latvian gaming site, a deluxe membership on a porn site, five subscriptions to Christian Mingle. And if you’re really unlucky, a motorhome.
If you actually use your credit card, a variant of the above scenario has likely happened to you. Possibly several times. It occurs because a business you used the card with didn’t protect their data and got broken into, and in the process, your personal details and card information were stolen.